Choosing a credit card to use can be a difficult process. All of them claim to be the best and doing the research on your own would take weeks. Nextadvisor Blog conducted its own research and after comparing offers, rewards, bonuses, and interest rates, the blog has determined which credit cards are the best. You can see the article here.
Best Travel & Rewards Card: Barclay Arrival World Mastercard
This is a great card for those who like to travel. This card earns 2 miles per dollar spent on all purchases. It has no mileage caps or foreign transaction fees. In addition to this, users earn
40,000 bonus miles after spending $3,000 in the first 90 days, which is equal to $400 worth of travel. The card is not limited to a specific airline or hotel and the points are easy to redeem. Then when you use your earned miles to pay for travel, you get 10% of the miles back. The fee for the card is $89 annually, although it is waived the first year.
Best Low APR Card: Citi Simplicity Card
This card lets the user pay 0% interest for 18 months. This is the longest interest-free period for any other card evaluated in this research. There are also no late fees or penalty rates, so it is great for those who have a difficult time paying their statements in a timely fashion. Also, there is no annual fee for the card.
Best Cash Back Card: BankAmericard Cash Rewards Credit Card
This card offers 2% cash back at grocery stores, 3% on gas, and 1% cash back on everything else. It also includes a $100 online-exclusive cash rewards bonus after you spend $500 in the first 3 months. One of the best features of this card is that you get a 10% bonus when you redeem your cash back into a Bank of America savings or checking account.